This time of year we can look forward to visits from beautiful princesses, scary witches, and spooky goblins.  Halloween can be a lot of fun for all ages.  Trick or treating is a tradition that is enjoyed by many, but some tricksters aren’t fun at all.  Some older kids and adults think of Halloween as a time to vandalize and cause damage by egging, throwing pumpkins, and many other mischievous acts.  Statistics show that vehicles are twice as likely to be vandalized on Halloween as any other day of the year. 

Here are some tips to keep your car from being a target and avoid the damages that can occur:

·         Park in a well-lit area.  If you park on the street try to park near a street light.  Motion sensor lights are inexpensive and provide a great deterrent to would-be vandals.  If you have a garage available then it’s best to park inside.

·         Avoid deserted areas.  Vandals are afraid of getting caught, so they are less likely to strike where there is a lot of activity.  Don’t be fooled into parking in a quiet, dark area and thinking that will be safer.

·         Use your alarm.  Activating your alarm may be enough to cause a vandal to pass up your vehicle.  They do not want to draw attention to what they are doing to create witnesses and get caught.

If, despite your best efforts, your vehicle is damaged on Halloween here are some steps you should take:

1.       Call the Police – File a report, so you have a record of what happened, and the police will also.  If there were multiple incidents in the area then police may be able to help find who was responsible.

2.       Take Pictures – Get photos of the damage.  Most people nowadays have a camera on their phone, so you can easily capture some photos of what was done to your vehicle which can be used as evidence.

3.       Call your agent – Many damages, other than a collision, fall under your comprehensive coverage.  Discuss this with your agent and verify your deductible to find out if it is worth it for you to file a claim or not.  If you decide to file a claim for damages sustained, your agent can guide you through that process.  Call Insurance Professionals of Arizona at 480-981-6338 or visit our web site for more information